Special Offer: 15 months for 12²

Get a 15 month policy period for the price of 12 months when you take out a new Aon Health Combined Professional Indemnity, Public & Products Liability Policy through Aon.²

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Why do Counsellors need to consider insurance?

As a Counsellor, you play a vital role in helping people cope with a variety of issues, assisting them develop strategies to address and resolve issues on their own, with the aim to help them lead happier and healthier lives.

It can be a hugely fulfilling career to see people finding the confidence through the right approach to get their life back on track. However, you can be dealing with people in crisis and this could lead to a patient misunderstanding your advice and a legal claim being made against you.

As a Counsellor, you need to be covered by a level of Professional Indemnity insurance that meets the Australian Health Practitioner Regulation Agency standard. If you own your business you may also want to consider a number of other insurances to help protect your livelihood.

Why choose Aon?

As the preferred Insurance Broker for the Australian Community Counselling Association, Aon can help protect you and your business with insurance that understands the needs of your industry. When it comes to insurance for Counsellors, there are a few options available to you, and deciding which ones you need might not be easy. Aon is committed to making life easier for you by arranging insurance that’s easy to understand, buy and manage, so you can get quotes and take out a policy online in just a few clicks. Or if you do need help, our team of friendly experienced brokers are a phone call away to help you understand what insurances you may or may not need, but more importantly, why; helping give you confidence that you’re making a better decision for you and your business.

Professional Indemnity insurance

Professional indemnity insurance helps provide cover in the event a third party alleges that you have been negligent in performing your services or giving advice, and as a result, they have suffered bodily injury or financial loss. For example, a client may allege your treatment led to their condition worsening. Professional Indemnity insurance is intended to cover the cost of legal representation, as well as compensation you’re required to pay as result of the claim.¹
The professional indemnity insurance that Aon arranges for counsellors is a combined cover, so it also includes Public and Products Liability cover, as well as 2 hours of complimentary legal advice¹, plus new Aon clients may get 15 months cover for the price of 12 months.²

Other insurance to consider

Aon also arranges a range of other insurances, including Business Insurance, Cyber Insurance, Personal Accident and Management Liability.

Specialist support

At Aon we recognise that not everyone wants to use an online platform, so we’ve got a team of specialists ready to assist you.

Easy to manage

Get a quote and arrange your policy online in just a few clicks, or if you need help, our team of friendly Brokers are only a phone call away.

Cover benefits – the Aon Health Combined Professional Indemnity and Pubic & Products Liability Policy

• • 2 hours complimentary legal advice
    You could save hundreds of dollars on outside legal costs with up to 2 hours of complimentary legal advice from an expert legal panel appointed by the insurer. Any legal advice relating to your policy is not included.¹

• • Flexible Professional Indemnity cover limits
    Choose a level of Professional Indemnity that suits you: $1 million, $2 million, $5 million, $10 million or $20 million.¹

• • No excess for certain claims
    Nil excess for certain claims against the Professional Indemnity or Product Liability section, where provided in the Schedule.¹

• • Public and Products Liability cover
    $20 million combined Public and Products Liability limit per claim and $60 million in the aggregate for all claims.¹

• • Unlimited retroactive date
    You may be covered for claims relating to incidents that happened before you purchased cover, as long as you weren’t aware of a claim or facts or circumstances which could give rise to a claim, before you purchased the policy.¹

• • Complimentary Run-off cover
    You can still be subject to claims for professional wrong-doing even after you retire, sell or leave your profession. Run-off cover extends your insurance policy for up to 7 years, and responds to claims arising from insured incidents that occurred prior to you ceasing practice.^1,3

Get a quote

Aon helps you find a policy customised for the common risk of your industry so you’re more confident that you’ve found the right type of insurance for your business. If you would like to find out more or get a quote, please visit Aon’s Website HERE or contact their experienced specialists via phone or email.

Phone: 1800 805 191 8:30am – 5:00pm AEST Mon – Fri (except public holidays)

Email: au.alliedhealth@aon.com

1 Subject to the full terms, conditions and limits of the policy. Please review the full policy wording for more information.

2 Offer available to new customers who purchase the Aon Health Combined Professional Indemnity, Public & Products Liability Policy and who do not currently have a Professional Indemnity or Public Liability policy arranged by Aon. This offer may be cancelled  at any time.

3 Subject to eligibility criteria and must be stated in the Schedule.

© 2023 Aon Risk Services Australia Limited ABN 17 000 434 720 | AFSL 241141 (Aon)

The information contained on this website is general in nature and should not be relied on as advice (personal or otherwise) because your personal needs, objectives and financial situation have not been considered. Before deciding whether a particular product is right for you, please consider your personal circumstances, as well as the relevant Product Disclosure Statement (if applicable), Target Market Determination and full policy terms and conditions available from Aon on request. All representations on this website in relation to the insurance products Aon arranges are subject to full terms and conditions of the relevant policy.

The Aon Health Combined Professional Indemnity and Public & Products Liability Policy  is arranged by Aon Risk Services Australia Limited ABN 17 000 434 720 (Aon) on behalf of the underwriter, CGU Australia Pty Ltd ABN 62 004 478 960 AFSL 700014 trading as CGU Insurance. If you purchase this insurance, Aon will receive a commission that is a percentage of the premium. Further information can be found in our FSG or provided upon request.